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Spring Cleaning Your Finances

 Tips for organizing your money from The Provident Bank

When spring fever hits, remember it’s not just your home that needs cleaning up. Spring is also an ideal time to organize and refresh your finances.

“With tax season upon us, we’re already organizing important financial documents. But before filing them away again, it’s a good time to review personal finances and make adjustments for the future,” said Chris Martin, chairman, president and CEO of The Provident Bank.

These seven tips from Provident will help consumers get started:

1. Clear the clutter: To reduce the paperwork pileup, sign-up for online statements and bill pay. And if the receipts and paper statements you have in your filing cabinet are more than three years old, you should sort and shred them.

2. Consolidate accounts: Instead of juggling multiple credit card bills and statements from several checking and savings accounts, see which ones can be closed or consolidated. It makes it easier to monitor activity and it could bump you up to a higher interest rate. However, you may want to hold onto your oldest credit card because the history of your credit impacts your credit score. Continue reading Spring Cleaning Your Finances

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